Q & A

What if I am still working, should I sign up for Medicare Part A & B?


If you are currently receiving your health coverage through your employer, it might not be necessary to take Medicare Part B. You will be responsible for paying your Part B premium. Furthermore, Medicare Part B may be of little use since your employer coverage is primary and in effect. However, it is recommended you take Part A as it can provide substantial benefits to your health coverage.

I will be turning 65 in 2 months, can I sign up now?


Good news!!


You can begin to look into your medicare plan options as of 3 months prior to your 65th birthday. This will provide ample time for the right decision and have all your affairs in order before they take effect.

I have received a ton of Medicare related mail. I tried reading through it and I quote " I have two Masters Degrees, and still do not understand Medicare" what do I do?


We understand that getting the right information at the right time becomes vital, mostly when you begin to feel as if there is a count down in your head. One of our Medicare Plans Professionals can help you answer any possible questions you may have. Our Agents are required to be knowledgeable in regards to Medicare, Medicare Supplements, Medicare Advantage and Medicare Prescription Drug Plans. Their knowledge and experience will guide you in the right direction with NO commitment.

Why Do I Need You or an Agent?


One of our experienced agents can bring about that connection, relationship, and care that a phone call will never achieve. A local agent can always make a housecall to help in those moments you might need the most. It is undoubtedly a necessity when things are delicate. That agent will remain as your agent for as long as your policy is with us. We take pride in helping you meet your needs.







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