Q & A

What if I am still working, should I sign up for Medicare Part A & B?

 

If you are currently receiving your health coverage through your employer, it might not be necessary to take Medicare Part B. You will be responsible for paying your Part B premium. Furthermore, Medicare Part B may be of little use since your employer coverage is primary and in effect. However, it is recommended you take Part A as it can provide substantial benefits to your health coverage.

I will be turning 65 in 2 months, can I sign up now?

 

Good news!!

 

You can begin to look into your medicare plan options as of 3 months prior to your 65th birthday. This will provide ample time for the right decision and have all your affairs in order before they take effect.

I have received a ton of Medicare related mail. I tried reading through it and I quote " I have two Masters Degrees, and still do not understand Medicare" what do I do?

 

We understand that getting the right information at the right time becomes vital, mostly when you begin to feel as if there is a count down in your head. One of our Medicare Plans Professionals can help you answer any possible questions you may have. Our Agents are required to be knowledgeable in regards to Medicare, Medicare Supplements, Medicare Advantage and Medicare Prescription Drug Plans. Their knowledge and experience will guide you in the right direction with NO commitment.

Why Do I Need a Medicare Plans Agent ?

 

One of our experienced agents can bring about that connection, relationship, and care that a phone call will never achieve. A local agent can always make a housecall to help in those moments you might need the most. It is undoubtedly a necessity when things are delicate. That agent will remain as your agent for as long as your policy is with us. We take pride in helping you meet your needs.



Ever had any of the following questions:

 

Is Medicare alone enough?

 

I want to change my drug plan

 

What is the difference between Medicare and Medicaid?

 

What is Medicare Part A?

What is Medicare Part B?

What is Medicare Part C?

What is Medicare Part D?

 

Is there any way to get Medicare part A if I do not have enough credits?

 

When can I start applying for Medicare?

What if I do not want to take Medicare?

Can I enroll in Medicare online?

What is the best advantage plan?

What is the best supplement plan?

What is the best drug plan?

What is the best HMO?

What is the best PPO?

What is HMO?

What is PPO?

What is the difference between HMO and PPO?

My doctor doesn’t accept my insurance

My doctor doesn’t accept my advantage plan

My doctor doesn’t accept Medicare

My doctor doesn’t accept my HMO

I need help with Medicare

I need help to enroll in Medicare

I need help to choose advantage plan

I need help to choose supplement plan

I need help to choose drug plan

 

How does silver sneakers work?

 

When does my supplement plan come into effect?

 

What is original Medicare?

 

What is Medicare advantage?

 

What is a deductible?

 

Can I keep my Medicaid when Medicare comes into effect?

 

If I already have Medicaid, why do I need a supplement plan?

 

How much is the Medicare premium?

 

Why do I have to get a prescription drug plan?

 

I don’t take drugs, do I still need a drug plan?

 

What is the donut hole?

 

I want to see any doctor I’d like, is there any plan that allows me to do so?

 

I can’t afford the Medicare premium, what can I do?

 

If I am still covered under my employer health insurance, do I need Medicare?

 

What is a Medigap policy?

 

How much is the part D late enrollment penalty?

 

Is the New York state of health considered credible coverage?

 

Do I need to drop my New York State of Health plan for Medicare?

 

Why do I need to pay 135.50 for Medicare?

 

Can I keep my essential HMO when I turn 65?

 

Where can I apply for the Medicare savings program?

 

What is QI?

 

What is QMB?

 

Can I have my Medicare premium deducted from a checking or savings account?

 

Is Cobra considered credible coverage?

 

If I am on social security disability income, do I need to pay need to pay the part B premium?

 

Can I have a Medicare advantage plan if I have end stage renal disease?

 

How many credits do I need to qualify for Medicare?

 

What is prior authorization?

 

How much is my responsibility under catastrophic coverage?

 

Do I automatically get Medicare and Medicaid?

What happens to my dependents when I turn 65 and get Medicare?

Why do I need Medicare if I have insurance through the NY market place?

What are the benefits of having Medicare?

Why will I get penalized for not having Medicare?

 

I got a letter stating I will be charged more for part D due to IRMAA? What does this mean?

 

Are all medigaps the same?

 

Why does my Plan F premium keep going up?

 

How can I set up payment methods for my Medicare premium?

 

How long is my initial enrollment period?

 

Can I be denied a Medicare plan for pre-existing conditions?

 

Does Medicare pay for long term care?

 

Can I enroll into Medicare even if I am not ready to retire and take social security income?

 

Can my Medicare benefits cover my spouse as well?

Is Medicare free?

 

Do I need my medicare claim number to apply to a supplement plan?

 

How long does it take to get my medicare card?

 

I still haven’t received my medicare card.

 

I lost my medicare card, where can I get a new one?

 

How do I receive home care?

I am a stay home mom, I have never worked, am I eligible for Medicare?

I got a letter from Medicare stating that I need to pay 3 month's of premium by next month, What do I do if I cannot pay all at once?

Do I need to pick up part B if I am still working?

Does Medicare cover dental?

Do all health plans include dental?

Can I switch my MAPD plan if I am unhappy with the service/network?

 

How much does Long Term Care cost?

What is the difference between an M.A. Plan and a Supplement Plan?

Does Medicare cover acupuncture?

I never received my health plan insurance card, what do I do?

My prescription drug is NOT covered by my health plan, but I absolutely need it for my health.

 

Help, I've fallen and I can't get up

 

who pays for medicare ?

 

 

 

CONTACT US AND A HEALTH INSURANCE EXPERT WILL HELP YOU

 

 

 

 

 

  

 

Discover the advantages of working with United Emblems of Health medicare plans professional

Need Help?

Contact us

 info@unitedemblemsofhealth.com

or

Call 718.480.6922

 

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